Dwaraka Credit Souharda Sahakari Sangh Limited was founded in the year 1998 by the visionary late Shri R. N. Nayak, with the mission to provide accessible and community-centered financial services to the people of Ankola and surrounding regions. His goal was to create a cooperative banking institution that uplifted lives through trust, inclusivity, and financial empowerment.

Under his leadership, the bank grew steadily, gaining the trust of thousands of members through ethical practices, member-focused service, and a strong foundation in cooperative values. After his unfortunate passing on 21st December 2013, the responsibility of carrying forward his legacy was taken up by his son, Shri Mayur R. Nayak.

Today, the bank functions under the umbrella of Kuber Enterprises, widely recognized as Kuber Group, Ankola, with Shri Mayur R. Nayak serving as the Chairman. Under his dynamic leadership and strategic vision, the bank has not only strengthened its core operations but has also expanded its services to meet the evolving needs of its members.

From basic deposit products like Savings Accounts and Fixed Deposits to a wide range of loans including Home, Business, Vehicle, and Gold Loans, Dwaraka Credit continues to stand as a pillar of financial support for individuals, families, and businesses.

With over two decades of trust and service, we remain committed to empowering our community financially and socially.