Fixed Deposit (FD)

Secure Investment. Assured Returns. Peace of Mind.

The Fixed Deposit (FD) scheme at Dwaraka Credit Souharda Sahakari Sangh Limited is the perfect choice for individuals who want to invest a lump sum amount and earn guaranteed returns over a fixed period. With attractive interest rates and flexible tenure options, our FD plans are built to help you grow your savings safely and steadily.

Whether you’re planning for the future, retirement, education, or just want to earn better interest than a savings account—our Fixed Deposits provide you with the security and stability you can trust.

Key Features

✅ Attractive & competitive interest rates
✅ Flexible tenure options from 6 months to 10 years
✅ Quarterly / Half-yearly / Yearly interest payout options
✅ Automatic renewal option available
✅ Premature withdrawal facility (conditions apply)
✅ Nomination facility included
✅ Loan facility available against FD

Documents Required

Valid ID Proof (Aadhaar / PAN / Voter ID / Passport / Driving License)
Address Proof (Ration Card / Utility Bills / Bank Statement)
2 Passport-size photographs
PAN Card (mandatory for high-value FDs)
Duly filled FD application form

Minimum Deposit & Tenure

Minimum FD amount: ₹1,000
No maximum limit
Special rates may be applicable for senior citizens and bulk deposits

Why Choose FD at Dwaraka Credit?

Trusted cooperative since 1998
Backed by Kuber Group
Personalized customer service
Secure documentation and timely payouts
Transparent policies and no hidden charges

Start Your Investment Today

Visit any of our conveniently located branches in Ankola, Karwar, Kumta, Gokarna, Aversa, Agsur, or Bhavikeri and start your Fixed Deposit with confidence. Our staff will assist you with the entire process to ensure a smooth and transparent experience.