Build Your Dream. We’ll Help You Fund It.

Easy & Affordable Home Loans from Dwaraka Credit

Owning a home is one of life’s biggest achievements—and at Dwaraka Credit Souharda Sahakari Sangh Limited, we make it easier and more affordable for you to turn that dream into reality. Our Home Loan solutions are tailored for salaried individuals, self-employed persons, and families seeking reliable financing with flexible repayment and low interest rates.

Whether you're purchasing a plot, constructing a house, or renovating an existing one, we’re here to support you every step of the way.

Key Features

✅ Competitive & attractive interest rates
✅ Flexible repayment tenure up to 20 years
✅ Quick approval & minimal documentation
✅ Loan available for purchase, construction, or renovation
✅ Loans sanctioned based on your income and repayment capacity
✅ Option for joint home loans with spouse/family
✅ Doorstep assistance available (on request)

Documents Required

For Salaried Individuals:

Aadhaar Card & PAN Card
Latest 3 months' salary slips
Bank statements (6 months)
Form 16 or IT returns (2 years)
Property documents (sale deed, tax receipt, etc.)

For Self-Employed:

Aadhaar Card & PAN Card
Business registration proof (GST / Trade License)
Income Tax returns (last 2–3 years)
Bank statements (6–12 months)
Property documents

Loan Amount & Tenure

Minimum loan: ₹1,00,000
Maximum loan: Based on eligibility and property value
Tenure: 1 to 20 years (customizable)
EMI options tailored to your income and preference

Loan Usage Purposes

Purchase of new or resale house/flat
Construction of a house on own land
Plot purchase + construction
Home extension or renovation
Balance transfer of existing home loan

Apply Easily at Your Nearest Branch

Walk into any of our branches in Ankola, Karwar, Kumta, Gokarna, Aversa, Agsur, or Bhavikeri, and let our loan experts guide you through a smooth, transparent home loan process. We’re here to help you build a future filled with security and pride.