Unlock the Value of Your Gold – Fast, Safe & Reliable

Instant Loans Against Gold Jewellery with Trusted Protection

Need instant funds for personal, medical, business, or emergency needs? Pledge your gold and get immediate cash with Dwaraka Credit Souharda Sahakari Sangh Limited's Gold Loan—a safe, secure, and trusted way to access liquidity while your gold remains in our protection.

Our Gold Loan process is quick, transparent, and comes with low interest rates and flexible repayment options, making it an ideal solution for short-term financial needs.

Key Features

✅ Instant loan against gold jewellery
✅ Loan amount starting from ₹5,000 to ₹5,00,000 (or more)
✅ Attractive interest rates
✅ Same-day disbursal in most cases
✅ Loan tenure from 3 months to 12 months (renewable)
✅ 100% safe & insured gold storage
✅ Option to repay via EMIs or lump sum

Documents Required

Aadhaar Card
PAN Card (mandatory for higher loan amounts)
One recent passport-size photograph
Filled application form (available at branch)
No income proof required – based on gold value

Gold Accepted

Gold ornaments & jewellery (22K preferred)
Coins (within RBI-permitted limit)
Minimum purity: 18 karat and above
Appraisal done in your presence by trained valuers

Loan Details

Loan Amount: Based on gold weight and purity
Tenure: 3–12 months (can be renewed)
Repayment: Monthly interest or lump sum repayment
Interest: Competitive & transparent rates
Security: Fully insured and sealed in tamper-proof lockers

Quick & Easy Application

Visit any of our branches in Ankola, Karwar, Kumta, Gokarna, Aversa, Agsur, or Bhavikeri, and walk out with funds in hand in just 30 minutes (subject to documentation and gold evaluation).