Affordable Loans for All Your Home & Electronic Needs
At Dwaraka Credit Souharda Sahakari Sangh Limited, we understand the importance of modern appliances in every home. Whether you're buying a new refrigerator, washing machine, television, air conditioner, laptop, or even modular kitchen setups, our Home Appliances Loan helps you make those purchases easily and affordably—without draining your savings.
Key Features
✅ Loans available for a wide range of home & electronic appliances
✅ Loan amount up to ₹2,00,000 (based on eligibility)
✅ Low interest rates with flexible EMIs
✅ Repayment tenure from 6 months to 3 years
✅ Fast approval and minimal documentation
✅ Option to finance multiple appliances under one loan
What You Can Buy
• Refrigerators & Washing Machines
• Air Conditioners, Geysers, Inverters
• Televisions, Laptops & Computers
• Kitchen Appliances (Mixers, Ovens, Microwaves)
• Furniture & Home Interiors (conditions apply)
• Any branded appliance with valid invoice
Documents Required
Aadhaar Card & PAN Card
Salary slips (last 3 months) or income proof
Bank statement (last 6 months)
Quotation or invoice of product(s)
2 Passport-size photographs
Duly filled loan application form
Loan Details
Loan Amount: ₹10,000 to ₹2,00,000
Tenure: 6 to 36 months
EMI: Flexible & affordable options
Processing: Same-day or next-day disbursal (subject to document verification)
How to Apply
Visit your nearest Dwaraka Credit branch in Ankola, Karwar, Kumta, Gokarna, Aversa, Bhavikeri, or Agsur, and we’ll help you bring your favorite home appliances home—without delay.