For Your Needs, Dreams & Emergencies – We’re Here to Help

Personal Loans Made Simple & Supportive

Life is full of unexpected needs—be it a medical emergency, a wedding, education, travel, or home repairs. At Dwaraka Credit Souharda Sahakari Sangh Limited, our Personal Loan facility is designed to give you quick and hassle-free financial support when you need it the most.

With flexible repayment, minimal documentation, and competitive interest rates, our personal loans are tailored to meet your short-term and medium-term goals.

Key Features

✅ Loans available for personal, medical, or family purposes
✅ Attractive interest rates
✅ Fast processing & minimal paperwork
✅ Flexible repayment tenure up to 5 years
✅ Available for salaried & self-employed individuals
✅ No collateral required (unsecured loan)
✅ Top-up facility for existing loan holders

Documents Required

For Salaried Individuals:

Aadhaar Card & PAN Card
Latest 3 months' salary slips
Bank statement (last 6 months)
Recent passport-size photos
Employer ID / Employment certificate

For Self-Employed:

Aadhaar Card & PAN Card
Business registration proof (GST/Trade License)
Last 2 years' IT returns
Bank statements (6 months)
Photos and duly filled application form

Loan Details

Loan Amount: ₹25,000 to ₹5,00,000 (based on eligibility)
Repayment Tenure: 12 to 60 months
EMI options tailored to your income
Processing charges apply as per bank policy

Who Can Apply?

Salaried employees (private or government)
Self-employed individuals
Business owners
Pensioners (conditions apply)

Apply Today

Visit your nearest branch in Ankola, Karwar, Kumta, Gokarna, Agsur, Aversa, or Bhavikeri and speak with our loan officers for a quick and easy personal loan approval.